Protocol support:

• Authorization protocols including Apacs 30/40, Visa I/II, SPDH, ISO-8583 (all variations), BIC ISO, HPDH
• Authorization interfaces with Visanet, Mastercard (Banknet) and American Express GNS
• Reconciliation and data capture protocols including Visa MDC, Apacs 40, SPDH, HPDH and other ISO-8583 variations
• ATM driving protocols NDC+ (support for Wincor-Nixdorf EMV extensions included) and Diebold
• Fully configurable protocol support makes PowerZaC easily extendable to other protocols as well

Business modules:

• Authorization (stand-in and positive balance list)
• Data capture and settlement
• ATM driving

PowerZaC system is using cryptographic services based on IBM-4764 PCI-X cryptographic coprocessor, implemented as:

• Local cryptographic adapter integrated into the same server
• Remote cryptographic box with TCP/IP acc

Cryptographic services are designed to provide high performance solution that:

• Satisfies stringent FIPS 140-2 standard
• Provides built-in support for private and public key infrastructure (DES and 3DES, RSA, SHA-1, SHA-224, SHA-256, MD5, RIPEMD-160, MDC-2 and MDC-4 hashing)
• Provides multi-processing environment
• Implements consistent security model with significantly reduced exposure to attacks
• Implements all required finance industry related operations, including: PIN generating and mailing, PIN translate, PIN verify, PIN change, PIN on demand, MAC, EMV cryptogram verification and generation, EMV scripting (MAC, pin change), Card issuing support (generate CVV/CVC/CSC) and Key management.