iPayThe topmost security in electronic payments by implementing the unique and genuine ZMS INFO authentication procedure iPay-Extended Private Payment-3 points processing.

• Include cardholder in authorization process
• Make it simple to use yet effective and secure
• Make it issuer activation oriented
• Apply it for all card-not-present environments
• Use it with existing infrastructure
• Combine it with other authentication methods like Visa 3D Secure and MasterCard Secure Code

BENEFITS

• Doesn't require changes in existing infrastructure
• The existing authorization infrastructure of Internet shops and Acquiring facilities can be used in the process without limiting any of the functionalities
• Supports national and international shopping
• The system can operate regardless of the customer’s or merchant's location
• Shop from anywhere
• The customer can use any available Internet access point without compromising the security
• Authentication methods initiated by both customer and issuer
• The customer initiates a shopping session regardless of the capabilities of the Internet access point or Internet shop
• The Issuer initiates a final shopping confirmation by contacting the customer (device on the access point or customer's device)
• Authentication and confirmation process between customer and issuer
• In the authentication and confirmation process only the customer and the issuer are included, the Internet shop and the acquirer facilities can't intercept this process or information flow

iPay - Extended Private Payment - 3 steps shopping>>>>